When was the last time you turned on the television and heard your favorite newscaster say:
” All is right in the world. Nothing to report today”
Yeah Yeah, I heard it just last night. Then I woke up. Bottom line is that news today is rarely uplifing. We are constantly hearing about war, theft, homicide, natural disasters and LAWSUITS.
I have been asked several times about my opinion of technologists carrying their own professional liability insurance. Now here it is:
GET IT and GET IT NOW!
How many stories have you heard about doctors and hospitals being sued for one reason or another? I am sure we don’t even hear about half of the settlements made out of court. They can’t all be due physician and nurses making mistakes. Ever wondered why some of your coworkers have just “disappeared”. Now I’m not saying this is the reason, but it’s not always wrong site surgeries bringing out the lawyers.
Some of us like to believe that once a reading physician signs off on a report we are no longer responsible for the findings. Yeah right! Imagine you were a patient whose toes were amputated because it was reported that there was no flow getting to them. The physician can only report what on the findings he is given. So guess who will be called on the carpet and questioned. That’s right, the tech! Now, what if you were that patients lawyer. Who would you go after? That’s right, everybody. Starting with the deepest pockets all the way down to the smallest.
Some of us would also like to believe that we are covered fully by our employers insurance. You may be correct to some degree, but that won’t stop lawyers from coming after you personally. It has happened and I’m sure a simple internet search will yield a bounty of such cases.
So…
Do I carry my own professional liability insurance? YES
Do I recommend others carry it? YES
Is it difficult to get? NO
Is it affordable? YES (I pay less than $100/year in California*)
Get It Now and Get Scanning!!!
Shannon
* Rates will vary from state to state
- Share Vascular Ultrasound With Others - Pretty Please!
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